Underwriter - Remote

iselin, New Jersey

Our client is seeking an Underwriter to join their team. This role will be remote.

Responsibilities

  • Complete a thorough analysis of loan applications to determine compliance with agency, company and investor guidelines and subsequently issue compliant loan decisions on each application
  • Subsequent review of resubmitted loan applications to analyze requested documents necessary to issue a final loan decision
  • Respond to loan audits and post-closing request for additional documentation in a timely manner
  • Complete self-provisioned and assigned training and research to maintain a current working knowledge of agency and investor guidelines and policies
  • Maintain an acceptable Customer Service Rating of 75% or higher at all times
  • Meet productivity performance metrics as outlined on your Bonus Compensation Plan
  • Maintain an acceptable Defect Rate based upon preclosing and post-closing QC reviews

Qualifications

  • 2-3 years of experience underwriting credit and collateral to conventional agency standards or 4+ years of prior experience in a Senior Loan Processor role that included provisional credit authority
  • Direct Endorsement (DE) Designation or Staff Appraisal Reviewer (SAR) Designation strongly preferred
  • Prior experience underwriting to bond agency requirements strongly preferred
  • High school diploma or equivalent
  • Experience in a Certified Loan Processor or Underwriter position analyzing conventional, FHA, VA, USDA and bond agency applications
  • Excellent analytic skills, attention to detail, and ability to work within time constraints
  • Excellent level of oral and written communication skills
  • Intermediate level of computer skills and the ability to function in a windows environment utilizing Outlook, Word and Excel
  • Prior experience with the Ellie Mae Encompass Loan Origination System or similar preferred
  • Professional and effective interpersonal skills; Solid decision-making skills with display of professionalism in maintaining confidentiality; Ability to build strong relationships with internal business partners to achieve success
  • Proven ability to motivate, develop, coach and mentor staff at all levels
  • Ability to rapidly acquire detailed knowledge of departmental policies, practices and procedures.
  • Strong time management skills, fast learner, self-motivated, and comfortable taking initiative and handling multiple responsibilities simultaneously
  • Committed to taking responsibility and ownership for agreed actions and delivery

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